Motorcycle Insurance
Get Motorcycle Coverage Tailored for Your Ride & Peace of Mind on the Road
Motorcycle insurance protects you from unexpected expenses—like accidents, theft, or physical damage—so you can enjoy the open road with total confidence. Whether you ride a cruiser, sport bike, touring motorcycle, custom build, or scooter, we help you find affordable rates and comprehensive protection.
HP Advisory Group ensures you close motorcycle insurance coverage gaps before they become expensive surprises. Enter your ZIP code below for an instant motorcycle insurance quote online today.
Start Your QuoteInsurance products are underwritten by our partner carriers. Coverage options, discounts, and availability vary by state. Terms and conditions apply.
Why Do You Need Specialized Motorcycle Insurance?
Motorcycle insurance requirements vary by state, but mandatory liability coverage is required almost everywhere. Beyond legal compliance, specialized motorcycle coverage protects your custom accessories, helmet, riding gear, and investment against accidents, theft, and roadside emergencies.
Competitive Pricing
Comprehensive protection at low rates without skimping on quality.
Accessory Coverage
Includes protection for seats, saddlebags, custom chrome, and trike conversion kits.
Multi-Policy Discounts
Save more when you bundle your motorcycle policy with auto, home, or RV coverage.
24/7 Roadside Assistance
Specialized flatbed towing and emergency roadside help whenever you need it.
What Does Motorcycle Insurance Cover?
Bodily Injury Liability
Pays for medical bills and legal liability if you cause an accident that injures someone else on the road.
Collision Coverage
Pays to repair or replace your motorcycle if damaged in a collision with another vehicle or object, regardless of fault.
Comprehensive Coverage
Protects your bike against non-collision incidents including theft, vandalism, fire, weather damage, or hitting an animal.
Property Damage Liability
Covers damage your bike causes to another person's vehicle, structure, fence, or property in an accident.
Uninsured/Underinsured Motorist
Protects you and your bike if you are struck by a driver who lacks adequate insurance coverage.
PIP & Medical Payments
Covers medical expenses for you and your passengers after a crash, no matter who caused the accident.
Specialized Protection for Riders
Go beyond standard coverage with riders tailored for gear, accessories, and long-distance travel.
Accessory Protection
Covers non-stock seats, sidecars, custom exhaust, and electronic add-ons.
Helmet & Riding Apparel
Coverage for your helmet, protective jacket, and safety gear damaged in an incident.
Trip Interruption
Reimburses up to $200/day ($500/incident) for food and lodging if your bike breaks down mid-trip.
Total Loss Replacement
Replaces a totaled motorcycle with a brand new current model of the same make.
Types of Motorcycles We Insure
We provide specialized coverage for virtually all two-wheel and three-wheel motor vehicles.
Cruisers
V-twin, classic styling
Sport Bikes
High-performance street
Touring Bikes
Long-distance comfort
Custom Bikes
Custom-built rides
Mopeds & Scooters
Commuter efficiency
ATVs & Trikes
Off-road and 3-wheel
How to Save On Your Motorcycle Insurance Policy
Multi-Policy Discount: Save when you bundle your motorcycle policy with your auto, homeowners, or RV insurance.
Motorcycle Safety Course Discount: Complete an approved Motorcycle Safety Foundation (MSF) course for extra savings.
Multi-Vehicle Discount: Get a discount for insuring more than one motorcycle on your policy.
Transfer & Renewal Discounts: Save when switching your coverage or maintaining continuous policy renewals.
With HP Advisory Group, we help you get the exact coverage you need for your motorcycle—keeping your policy active through the offseason to preserve discounts and protect stored bikes.
Frequently Asked Questions About Motorcycle Insurance
Need Help?
Call us directly at (718) 306-0900 or speak with a motorcycle insurance specialist today.
Ready To Feel Certain Your Bike Is Fully Covered?
Protect your ride, custom accessories, and financial security with specialized motorcycle coverage.
Don't leave your bike's safety to chance. Enter your ZIP code to get an instant motorcycle insurance quote with HP Advisory Group today.
Get an instant online motorcycle insurance quote and discover how much you can save with HP Advisory Group.
Start Your QuoteInsurance products are underwritten by our partner carriers. Terms and conditions apply.