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    Homeowners Insurance

    Find affordable homeowners insurance and save money. Get a free homeowners insurance quote today to protect your investment.

    What is Homeowners Insurance?

    Homeowners insurance is a type of property insurance that provides financial protection to homeowners in the event of damage or loss to their private residence and its contents. Home insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property.

    Why is Homeowners Insurance Important?

    If you own your home, having reliable homeowners insurance is important to safeguard against unexpected accidents or events that could lead to significant financial losses. Enjoy peace of mind by getting a homeowners insurance quote online today, and then personalize your coverage with innovative discounts, support from a local insurance agent, and more.

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    Personalized Homeowners Insurance Coverages

    Get personalized homeowners insurance coverage for accidents in your home, giving you peace of mind and financial security to protect your investment.

    Property Damage

    Coverage for physical damage to your home and its attached structures from covered perils.

    Personal Property

    Protection for your belongings inside the home, including furniture, electronics, and clothing.

    Personal Liability

    Financial protection if someone is injured on your property and you are found legally responsible.

    Medical Bills

    Helps cover medical expenses for guests who sustain minor injuries on your property.

    Living Expenses

    Covers additional living costs like hotels and meals if your home becomes uninhabitable due to a covered loss.

    Homeowners Insurance Discounts and Savings

    See how affordable a homeowners insurance quote can be. Check out the discount options available to save even more on a home insurance policy.

    Bundle and Save on Homeowners Insurance

    Auto customers who bundle with a homeowners policy could be eligible for reduced car insurance rates.

    Home Security Insurance Discount

    Alarm systems and cameras help protect your home and your wallet by giving you peace of mind and another discount opportunity.

    Safety Equipment Homeowners Insurance Discount

    Smoke detectors and fire extinguishers save lives and could save you money on your homeowners insurance.

    Additional Homeowners Insurance Coverage

    In addition to basic homeowners insurance policies, there are additional home and property coverages you can choose to enhance your financial security and peace of mind:

    • Flood InsuranceProtects against severe water damage from events like heavy rain, melting snow, or coastal storms.
    • Umbrella InsuranceProvides extra liability coverage beyond the limits of your standard homeowners policy to offer additional protection from accidents and lawsuits.
    • Earthquake InsuranceProvides coverage for damage caused by seismic activities.

    We're Here to Help You with Your Home Insurance Needs

    Connect with one of our agents to explore homeowners insurance offered through our trusted partners.

    Call a Sales Agent

    (800) 841-3005

    Hours of Operation (ET)

    • Mon – Fri: 7:00 AM – 11:00 PM
    • Sat: 8:00 AM – 10:30 PM

    FAQ: Homeowners Insurance

    Please note:

    The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

    Homeowners coverages are written through non-affiliated insurance companies and are secured through our partner agencies. The information you provide will be shared with our business partners so that they can return a quote.

    *Some discounts, coverages, payment plans and features are not available in all states or from all carriers. Availability and savings vary by location and individual circumstances.