Auto Insurance
Peace of Mind On the Road Starts With Closing Coverage Gaps Before Life Puts Your Policy To The Test
Auto insurance protects you against devastating financial losses from the cost of damages or injuries in car accidents. Your plan should cover your car and the people in it, the other car and the people in it, and protect you when the other driver doesn’t have proper coverage.
HP Advisory Group goes beyond state minimum coverage, to ensure you close car insurance coverage gaps before they become expensive surprises. Enter your ZIP code below to start your instant car insurance quote online today.
Start Your QuoteInsurance products are underwritten by our partner carriers. Coverage options, discounts, and availability vary by state. Terms and conditions apply.
What Does Auto Insurance Do & Why Do You Need It?
Auto insurance protects you against devastating financial loss if you are involved in an accident, handles your legal liability for damages or injuries to others, and ensures you remain fully compliant with state driving laws.
Financial Safety Net
Covers expensive vehicle repairs and medical costs after an accident.
Legal Compliance
Keeps you legal on the road, satisfying your state's minimum mandatory limits.
Asset Protection
Shields your personal savings and assets from third-party lawsuits.
24/7 Peace of Mind
Round-the-clock claims support and roadside assistance when you need it most.
What Does Auto Insurance Cover?
Liability Coverage
Pays for injuries and property damage you cause to others while driving. This is required by law in almost every state.
Collision Coverage
Pays to fix or replace your own vehicle if it's damaged in an accident with another car or object, regardless of fault.
Comprehensive Coverage
Protects your car from non-collision incidents out of your control, including theft, vandalism, windshield cracks, animal strikes, or weather damage.
Medical Payments & PIP
Covers medical expenses for you and your passengers after an accident, no matter who caused it.
Optional Add-Ons (Riders)
Customize your policy with Roadside Assistance, Rental Car Reimbursement, and Gap Insurance.
How to Save On Your Auto Insurance Policy
Multi-Policy Discount: Save up to [X]% when you bundle your auto policy with home or renters insurance.
Safe Driver Discount: Lower your premiums by remaining accident-free and maintaining a clean driving record.
Good Student Discount: Drivers in school with a 'B' average or better qualify for lower rates.
Paperless Billing: Receive an instant discount just for signing up for electronic statements and autopay.
With HP Advisory Group, we go beyond basic compliance. From personalized coverage plans to exceptional on-road service, we ensure you have the financial safety net required for wherever the road takes you.
Frequently Asked Questions About Auto Insurance
Need Help?
Call us directly at (718) 306-0900 or start a Live Chat with an auto specialist.
Ready To Feel Certain You're Fully Covered?
The most expensive part of your car insurance policy is the coverage you think you have...but don't.
Auto insurance protects you against devastating financial losses from the cost of damages or injuries in car accidents. Your plan should cover your car and the people in it, the other car and the people in it, and protect you when the other driver doesn’t have proper coverage.
HP Advisory Group goes beyond state minimum coverage, to ensure you close car insurance coverage gaps before they become expensive surprises. Enter your ZIP code below to start your instant car insurance quote online today.
Start Your QuoteInsurance products are underwritten by our partner carriers. Coverage options, discounts, and availability vary by state. Terms and conditions apply.